SIBS
SIBS is a European (EEA-based) fintech-infrastructure provider (Local payment schemes, Issuer processing, Payment gateway). Verified at source - licence, regulator and registry reference. Active
Free for buyers: describe your use case and we check it against SIBS and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
SIBS is domestic payment infrastructure - relevant to any product that needs this rail's local reach. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Portugal)
- Ownership / control: no change of control on record
- Card scheme: European domestic scheme available (rare)
What SIBS does
Capabilities & rails
- Local-payments coverage: Single-market (PT)
- Local payment schemes: MB WAY, Multibanco
- E-commerce integrations: WooCommerce, PrestaShop, Magento
Verified licence profile
SIBS (SIBS SGPS, Lisbon, Portugal; since 1983; controlled by 27 Portuguese banks) - operator of the Multibanco and MB WAY domestic schemes and a pan-European processor; MB WAY covers 94% of Portuguese issuers, operating in 25+ countries. Acquired a majority stake in Poland's IT Card / Planet Pay (completed 2026) for CEE expansion. European scheme + processing.
Verified 2026-06-26. How we verify → · Official website: sibs.com · Spotted something out of date? Report a correction.
Official register entries
- Payment institution (PI) - Bank of Portugal · Ref 8703 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2026 [m&a] Completed majority stake in IT Card / Planet Pay (Poland)
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FAQ
Is SIBS European / EEA-based?
Yes. SIBS hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Portugal.
What does SIBS do?
SIBS covers: Local payment schemes, Issuer processing, Payment gateway. Verified at source by Fintechnologica.
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