Fintech infrastructure providers in Portugal
7 verified providers headquartered in Portugal - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
7 verified providers in Portugal
Coverflex (Braga/Lisbon, Portugal) - flexible compensation and employee-benefits platform: meal allowance, insurance, fringe benefits, budgets and perks in one app with a payment card; 13,000+ companies across four markets; EUR 15m Series A (2023). The Iberian counterpart to Epassi/Swile.
Easypay (Portugal) - payment gateway covering MB WAY, Multibanco, cards, Apple/Google Pay and direct debits; authorised to serve the whole SEPA zone. Payment Institution supervised by Banco de Portugal. Register-sourced: Payment institution (PI), Bank of Portugal, ref 8706; passported to 27 EEA states.
Feedzai (founded in Coimbra, Portugal; US HQ in San Mateo) - AI financial-crime, fraud and AML prevention platform protecting 70bn+ in annualised payment volume; valued at >USD 2bn (Oct 2025). A European RegTech leader. Software vendor.
Ifthenpay (Portugal) - Portuguese payment gateway for Multibanco references, MB WAY instant payments and cards, strong in WooCommerce/SME e-commerce. Payment Institution authorised and supervised by Banco de Portugal. Register-sourced: Payment institution (PI), Bank of Portugal, ref 8707; passported to 27 EEA states.
Lusopay (Portugal; roots to 2007) - Portuguese payment institution for Multibanco references, Payshop, MB WAY, direct debits, cards and instalments, serving Portuguese businesses and e-commerce. Payment Institution No. 8700 at Banco de Portugal. Register-sourced: Payment institution (PI), Bank of Portugal, ref 8700; passported to 27 EEA states.
SIBS (SIBS SGPS, Lisbon, Portugal; since 1983; controlled by 27 Portuguese banks) - operator of the Multibanco and MB WAY domestic schemes and a pan-European processor; MB WAY covers 94% of Portuguese issuers, operating in 25+ countries. Acquired a majority stake in Poland's IT Card / Planet Pay (completed 2026) for CEE expansion. European scheme + processing.
Switch (Porto, Portugal; founded 2014) - payment orchestration platform: one API and microservices layer giving merchants, ISVs, PSPs and acquirers access to the whole payments value chain - acceptance, routing, reconciliation - on a SaaS model.