BVNK
BVNK is a UK (outside the EU/EEA) fintech-infrastructure provider (Cross-border payments / FX, Crypto / digital-asset infra). Verified at source - licence, regulator and registry reference. Stablecoin infra; Mastercard acquisition (~USD 1.8bn, closing 2026)
Who it's for
BVNK is built for businesses moving money across currencies and borders - collections, FX and payouts. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: UK (UK)
What BVNK does
Verified licence profile
BVNK (London, UK) - stablecoin-powered cross-border payments & settlement (USDC/USDT/EURC rails). EU EMI (Belgium). Mastercard acquisition announced (up to USD 1.8bn, closing 2026).
Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you BVNK? Work with us →
Official register entries
- MiCA CASP - Malta Financial Services Authority (MFSA) · LEI 984500640Z8ADE893D04 · Active (ESMA MiCA register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Timeline
- 2026 [m&a] Mastercard acquisition announced (up to USD 1.8bn; closing 2026)
European alternatives to BVNK
🏦 Local IBANs: GB DE LU
Banking Circle S.A. (Luxembourg) - cross-border banking, accounts, payments and settlement for banks, PSPs and fintechs; issues the EURI euro stablecoin. Credit institution, CSSF (LUB00000408); not the unrelated 'Circle Group S.A.'.
21X AG (DE) - operator of a regulated on-chain exchange & settlement system for tokenized securities. BaFin-authorised under the EU DLT Pilot Regime (DLT-TSS, 2025) - not MiCA (financial instruments). Sovereignty-relevant tokenized-markets infra.
AKCENTA (Hradec Kralove, Czech Republic; founded 1997) - one of Central Europe's largest non-bank FX and payments providers for SMEs: foreign exchange, international payments and hedging for approx. 43,000 clients across CZ, SK, HU, PL, RO and DE. Payment institution (Czech National Bank). Member of the Raiffeisen Bank International group since 2021 - ownership flag (EU).
AllUnity (DE) - JV of DWS, Flow Traders and Galaxy Digital (Deutsche Bank group). Issues EURAU, Germanys first regulated euro stablecoin. EMI authorised by BaFin (2025).
Bank Frick (Liechtenstein; family-owned, founded 1998) - banking and acquiring for PSPs and fintechs; the only Liechtenstein bank with both Visa and Mastercard acquiring licences, and the first EU bank in blockchain banking (2018). First Liechtenstein entry in the catalogue.
Bitpanda (Vienna) - MiCA CASP via FMA Austria (+ dual rail CSSF Luxembourg). B2B arm Bitpanda Technology Solutions = white-label investing/crypto infrastructure for banks.
FAQ
Is BVNK European / EEA-based?
Partly. BVNK is UK origin (UK); part of its rail or data sits outside the EEA - check the licence profile.
What does BVNK do?
BVNK covers: Cross-border payments / FX, Crypto / digital-asset infra. Verified at source by Fintechnologica.