CRIF
CRIF is a European (EEA-based) fintech-infrastructure provider (Credit risk & decisioning). Verified at source - licence, regulator and registry reference. Active
Who it's for
CRIF is built for lenders scoring credit risk and automating decisions. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Italy)
What CRIF does
Verified licence profile
CRIF (Bologna, Italy; founded 1988) - Europe's largest credit-bureau and business-information group: credit bureaus in 50+ countries, credit-risk analytics, decisioning platforms and open-banking-based credit assessment for banks and fintechs.
Verified 2026-07-12. How we verify → · Spotted something out of date? Report a correction. · Are you CRIF? Work with us →
Official register entries
- Payment institution (PI) - Central Bank of Ireland · Ref C190092 · Active (EBA PSD2 register, as of 2026-07-18)
- AISP (account information) - Central Bank of Ireland · Ref C190092 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Similar verified European providers
Algoan (Paris, France) - open-banking credit scoring and decisioning: analyses bank transaction data (AIS) to score creditworthiness for lenders, with partnerships including Worldline and Mastercard. Registered AISP (ACPR). A European, data-minimising alternative to classic bureau scores.
Creditinfo (Reykjavik, Iceland; founded 1997 as Lanstraust) - credit-bureau and decisioning group operating bureaus in 30+ markets; one of the few European players exporting bureau infrastructure globally.
SCHUFA (Wiesbaden, Germany; founded 1927) - Germany's dominant credit bureau and the oldest in Europe: consumer and business credit scores underpinning most German lending decisions. Deliberately domestic (single-market) focus.
FAQ
Is CRIF European / EEA-based?
Yes. CRIF hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Italy.
What does CRIF do?
CRIF covers: Credit risk & decisioning. Verified at source by Fintechnologica.