Verified provider profile

Bud

Bud is a UK (outside the EU/EEA) fintech-infrastructure provider (Open banking). Verified at source - licence, regulator and registry reference. Active

UKEEA data: NoLicence: PIVerified at source 2026-06-26
Request an intro See European alternatives

Free for buyers: describe your use case and we check it against Bud and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.

Who it's for

Bud is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): No - outside the EEA
  • Company origin: UK (UK)
  • Ownership / control: no change of control on record

What Bud does

Open banking

Verified licence profile

Bud (Bud Financial, UK; since 2015) - AI transaction-intelligence platform on open-banking data, enriching transactions for banks and fintechs (Bud.ai generative platform). FCA-authorised (FRN 793327); raised USD 80m.

Verified 2026-06-26. How we verify → · Official website: thisisbud.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Financial Conduct Authority (FCA) · Ref 793327 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

European alternatives to Bud

  • Aiia EU core PI Denmark · EEA: YesShared: Open banking, Open banking: AIS
  • Belvo EU core PI Spain · EEA: YesShared: Open banking, Open banking: AIS
  • Bridge EU core PI France · EEA: YesShared: Open banking, Open banking: AIS
  • Enable Banking EU core PI Finland · EEA: YesShared: Open banking, Open banking: AIS
  • Fabrick EU core PI Italy · EEA: YesShared: Open banking, Open banking: AIS
  • finAPI EU core PI Germany · EEA: YesShared: Open banking, Open banking: AIS

FAQ

Is Bud European / EEA-based?

Bud is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.

What does Bud do?

Bud covers: Open banking. Verified at source by Fintechnologica.

Want an introduction to Bud, or a tailored shortlist of verified European providers? Request a match - free for buyers, neutral, zero pay-to-rank.

Are you Bud? Work with us →