Narvi
Narvi is a European (EEA-based) fintech-infrastructure provider (IBAN sponsor, BaaS). Verified at source - licence, regulator and registry reference. Active
Who it's for
Narvi is built for products that need customer accounts and IBANs issued under the provider's licence. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in FI.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Finland)
- Local IBANs: FI
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Narvi does
Capabilities & rails
- 🛤️ Payment rails (documented): SCT · SCT Inst · SWIFT
- Account model: Dedicated
- Account currencies: EUR
Verified licence profile
Narvi (Finland) - business accounts and IBAN-as-a-service: dedicated IBANs, SEPA Instant, multi-user accounts and a developer API. Finnish EMI, passported across 29 EEA countries.
Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Narvi? Work with us →
Official register entries
- E-money institution (EMI) - Finnish Financial Supervisory Authority · Ref 31902146 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Similar verified European providers
🏦 Local IBANs: LT
Bankera (Lithuania) - business and personal banking (LT IBANs, SEPA/SWIFT, cards) operated via UAB Pervesk (EMI, Bank of Lithuania). Earlier 2017-18 ICO-funded history.
🏦 Local IBANs: GB DE LU
Banking Circle S.A. (Luxembourg) - cross-border banking, accounts, payments and settlement for banks, PSPs and fintechs; issues the EURI euro stablecoin. Credit institution, CSSF (LUB00000408); not the unrelated 'Circle Group S.A.'.
🏦 Local IBANs: ES
Cecabank (Madrid, Spain) - wholesale bank offering BaaS to FIs, fintechs and corporates: payments, securities services, treasury and digital solutions; a settlement/agency bank enabling fintech payments and IBANs.
🏦 Local IBANs: LT
ConnectPay (Lithuania) - BaaS and embedded finance for platforms (accounts, payments, cards). EMI No. 24 (Bank of Lithuania); PIS/AIS extension 2024.
🏦 Local IBANs: CY
ECOMMBX (Cyprus) - business IBAN accounts in the company's own name, cross-border payments, cards, acquiring and multi-currency (ECOMMVERSE platform). Cypriot EMI (Central Bank of Cyprus).
🏦 Local IBANs: IT
Fabrick (Italy) - licence-as-a-service and open-finance middleware, including virtual IBANs as a service (via Banca Sella rails). Payment Institution (AIS+PIS), Bank of Italy; 80% owned by Banca Sella.
FAQ
Is Narvi European / EEA-based?
Yes. Narvi hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Finland.
What does Narvi do?
Narvi covers: IBAN sponsor, BaaS. Verified at source by Fintechnologica.