Verified provider profile

Currencies Direct

Currencies Direct is a UK (outside the EU/EEA) fintech-infrastructure provider (Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active

UKEEA data: YesLicence: EMIVerified at source 2026-07-11
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Who it's for

Currencies Direct is built for businesses moving money across currencies and borders - collections, FX and payouts. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: UK (UK)
  • Ownership / control: no change of control on record

What Currencies Direct does

Cross-border payments / FX

Verified licence profile

Currencies Direct (London, UK; founded 1996 by Mayank Patel and Peter Ellis) - international payments and FX broker for private and SME clients, transacting ~GBP 10bn a year across 1M+ payments. EEA rail via Currencies Direct Spain, E.D.E. (E-money institution, Bank of Spain). Register-sourced: E-money institution (EMI), Bank of Spain, ref 6716; passported to 30 EEA states.

Verified 2026-07-11. How we verify → · Official website: currenciesdirect.com · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Bank of Spain · Ref 6716 · Active (EBA PSD2 register, as of 2026-09-18)
  • E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900669 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

European alternatives to Currencies Direct

  • ECOMMBX EU core EMI Cyprus · EEA: YesShared: Cross-border payments / FX
  • Genome EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX
  • Nexpay EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX
  • Paysera EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX
  • TransferMate EU core EMI Ireland · EEA: YesShared: Cross-border payments / FX
  • Verifo EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX

FAQ

Is Currencies Direct European / EEA-based?

Yes. Currencies Direct hosts data in the EEA (GDPR / CLOUD Act safe); origin UK, UK.

What does Currencies Direct do?

Currencies Direct covers: Cross-border payments / FX. Verified at source by Fintechnologica.

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