Verified provider profile

Ivy (Augustus)

Ivy (Augustus) is a US - contrast fintech-infrastructure provider (Open banking, Local payment schemes). Verified at source - licence, regulator and registry reference. Active

USEEA data: PartialLicence: PIVerified at source 2026-07-13
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Who it's for

Ivy (Augustus) is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): Partial - partly in the EEA - check the rail
  • Company origin: US (US)
  • Ownership / control: US company (US law applies, incl. the CLOUD Act)

What Ivy (Augustus) does

Open bankingLocal payment schemes

Verified licence profile

Ivy, now Augustus (US; founded in Munich 2021 by Ferdinand Dabitz and Peter M. Lieck) - instant account-to-account bank payments API (open banking) backed by Valar Ventures and Creandum (USD 30m+); rebranded to Augustus in May 2026 after conditional OCC approval to form a US national 'clearing bank for the AI era'. EEA rail: Ivy Pay Oy (Finland PI). HQ decides origin (rule 8a); German founding heritage noted.

Verified 2026-07-13. How we verify → · Official website: getivy.io · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Finnish Financial Supervisory Authority · Ref 32927038 · Active (EBA PSD2 register, as of 2026-09-18)
  • AISP (account information) - Finnish Financial Supervisory Authority · Ref 32927038 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Timeline

  • 2026-05 [rebrand] Ivy rebranded to Augustus following conditional OCC approval for a US national bank charter

European alternatives to Ivy (Augustus)

  • Bridge EU core PI France · EEA: YesShared: Open banking, Local payment schemes
  • Brite EU core PI Sweden · EEA: YesShared: Local payment schemes, Open banking
  • Fintecture EU core PI France · EEA: YesShared: Open banking, Local payment schemes
  • Inespay EU core PI Spain · EEA: YesShared: Open banking, Local payment schemes
  • Neonomics EU core PI Norway · EEA: YesShared: Open banking, Local payment schemes
  • Tink EU core PI Sweden · EEA: YesShared: Open banking, Local payment schemes

FAQ

Is Ivy (Augustus) European / EEA-based?

Partly. Ivy (Augustus) is US origin (US); part of its rail or data sits outside the EEA - check the licence profile.

What does Ivy (Augustus) do?

Ivy (Augustus) covers: Open banking, Local payment schemes. Verified at source by Fintechnologica.

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