Fiserv
Fiserv is a US - contrast fintech-infrastructure provider (Payment gateway, Issuer processing). Verified at source - licence, regulator and registry reference. Active
Free for buyers: describe your use case and we check it against Fiserv and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
Fiserv is built for merchants and platforms accepting online payments with the local methods European customers expect. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: US (US)
- Ownership / control: US company (US law applies, incl. the CLOUD Act)
What Fiserv does
Verified licence profile
Fiserv (Milwaukee, US; NYSE: FI) - global processor (First Data USD 22bn, 2019) with the Clover POS platform. European acquiring rail: European Merchant Services B.V. (EMS, Netherlands - ex-ABN AMRO JV, 100% Fiserv since Sep 2023; DNB-licensed PI) plus the CCV acquisition (NL). Contrast / US. Register-sourced: Payment institution (PI), The Netherlands Bank, ref F0007; passported to 30 EEA states.
Verified 2026-07-11. How we verify → · Official website: fiserv.com · Spotted something out of date? Report a correction.
Official register entries
- Payment institution (PI) - The Netherlands Bank · Ref F0007 · Active (EBA PSD2 register, as of 2026-09-18)
- Payment institution (PI) - Polish Financial Supervision Authority · Ref 5260210429 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
European alternatives to Fiserv
Global Payments Europe EU core PI Czechia · EEA: YesShared: Issuer processing, Payment gateway
IT Card EU core PI Poland · EEA: YesShared: Issuer processing, Payment gateway
Valitor EU core PI Iceland · EEA: YesShared: Payment gateway, Issuer processing
Worldline EU core PI France · EEA: YesShared: Payment gateway, Issuer processing
Adyen EU core Bank Netherlands · EEA: YesShared: Payment gateway, Issuer processing
JCC Payment Systems EU core EMI Cyprus · EEA: YesShared: Issuer processing, Payment gateway
FAQ
Is Fiserv European / EEA-based?
Partly. Fiserv is US origin (US); part of its rail or data sits outside the EEA - check the licence profile.
What does Fiserv do?
Fiserv covers: Payment gateway, Issuer processing. Verified at source by Fintechnologica.
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