Verified provider profile

Token.io

Token.io is a UK (outside the EU/EEA) fintech-infrastructure provider (Open banking, Local payment schemes). Verified at source - licence, regulator and registry reference. Active

UKEEA data: NoLicence: PIVerified at source 2026-06-25
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Who it's for

Token.io is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): No - outside the EEA
  • Company origin: UK (UK)
  • Ownership / control: no change of control on record

What Token.io does

Open bankingLocal payment schemes

Verified licence profile

Token.io (UK) - A2A payments and data across 21 markets (UK, DE, PL, SE and others). Authorised AISP + PISP.

Verified 2026-06-25. How we verify → · Official website: token.io · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Federal Financial Supervisory Authority · Ref 158595 · Active (EBA PSD2 register, as of 2026-09-18)
  • Payment institution (PI) - Financial Conduct Authority (FCA) · Ref 795904 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

European alternatives to Token.io

  • Bridge EU core PI France · EEA: YesShared: Open banking, Local payment schemes, Open banking: AIS / PIS, Scheme: Ecommerce
  • Neonomics EU core PI Norway · EEA: YesShared: Open banking, Local payment schemes, Open banking: AIS / PIS, Scheme: Ecommerce
  • Tink EU core PI Sweden · EEA: YesShared: Open banking, Local payment schemes, Open banking: AIS / PIS, Scheme: Ecommerce
  • Brite EU core PI Sweden · EEA: YesShared: Local payment schemes, Open banking, Open banking: PIS, Scheme: Ecommerce
  • Fintecture EU core PI France · EEA: YesShared: Open banking, Local payment schemes, Open banking: PIS, Scheme: Ecommerce
  • Trustly EU core PI Sweden · EEA: YesShared: Local payment schemes, Open banking, Open banking: PIS, Scheme: Ecommerce

FAQ

Is Token.io European / EEA-based?

Token.io is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.

What does Token.io do?

Token.io covers: Open banking, Local payment schemes. Verified at source by Fintechnologica.

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