Verified provider profile

3S Money

3S Money is a UK (outside the EU/EEA) fintech-infrastructure provider (Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active

UKEEA data: PartialLicence: EMIVerified at source 2026-07-13
Request an intro See European alternatives

Free for buyers: describe your use case and we check it against 3S Money and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.

Who it's for

3S Money is built for businesses moving money across currencies and borders - collections, FX and payouts. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

  • Data residency (EEA): Partial - partly in the EEA - check the rail
  • Company origin: UK (UK)
  • Ownership / control: no change of control on record

What 3S Money does

Cross-border payments / FX

Verified licence profile

3S Money (London, UK; founded 2018) - multi-currency business accounts for international trade: local accounts in the UK, Netherlands, Luxembourg, Denmark and Germany with multi-currency IBANs for high-value corporate payments. Licensed EMI with the FCA (UK) and CSSF (Luxembourg), plus DFSA (UAE) and Hong Kong registrations.

Verified 2026-07-13. How we verify → · Official website: 3s.money · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Commission for the Supervision of Financial Sector · Ref W00000016 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

European alternatives to 3S Money

  • ECOMMBX EU core EMI Cyprus · EEA: YesShared: Cross-border payments / FX
  • Genome EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX
  • Nexpay EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX
  • Paysera EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX
  • TransferMate EU core EMI Ireland · EEA: YesShared: Cross-border payments / FX
  • Verifo EU core EMI Lithuania · EEA: YesShared: Cross-border payments / FX

FAQ

Is 3S Money European / EEA-based?

Partly. 3S Money is UK origin (UK); part of its rail or data sits outside the EEA - check the licence profile.

What does 3S Money do?

3S Money covers: Cross-border payments / FX. Verified at source by Fintechnologica.

Want an introduction to 3S Money, or a tailored shortlist of verified European providers? Request a match - free for buyers, neutral, zero pay-to-rank.

Are you 3S Money? Work with us →