PPRO
PPRO is a UK (outside the EU/EEA) fintech-infrastructure provider (Payment orchestration). Verified at source - licence, regulator and registry reference. Active
Who it's for
PPRO is built for merchants routing payments across several PSPs from one integration. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: UK (UK)
What PPRO does
Verified licence profile
PPRO (London, UK; founded 2006 in Munich) - local-payments infrastructure for PSPs and enterprises: acquiring, collection and processing of local payment methods worldwide under one contract/API (clients include Citi, PayPal, Adobe). EEA rail via PPRO Payment Services S.A. (Luxembourg PI, CSSF) + UK FCA entity. Register-sourced: Payment institution (PI), Commission for the Supervision of Financial Sector, ref Z00000022; passported to 30 EEA states.
Verified 2026-07-11. How we verify → · Spotted something out of date? Report a correction. · Are you PPRO? Work with us →
Official register entries
- Payment institution (PI) - Commission for the Supervision of Financial Sector · Ref Z00000022 · Active (EBA PSD2 register, as of 2026-07-18)
- E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900029 · Active (FCA Financial Services Register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
European alternatives to PPRO
Aevi (Germany) - independent in-person (POS) payment orchestration: routing, app management and data across the in-store payments value chain.
CellPoint Digital (Copenhagen, Denmark) - enterprise payment orchestration, strong in travel/airlines; routing across global + local cards, APMs, acquirers and PSPs.
IXOPAY (Vienna, Austria) - enterprise / white-label payment orchestration (provider management, smart routing, PCI vault / tokenization), IXOLIT Group. Merged with TokenEx (US) in 2024.
🏦 Local IBANs: CY GB
payabl. (Limassol + London; since 2011) - acquirer/PSP: card acquiring, business accounts, virtual IBANs and 300+ payment methods. EMI, Central Bank of Cyprus (passported EEA) + FCA EMI (UK).
Payrails (Berlin, Germany; founded 2021 by ex-Delivery Hero) - modular payment orchestration / operating system: routing across providers, tokenization, chargebacks, reconciliation.
Switch (Porto, Portugal; founded 2014) - payment orchestration platform: one API and microservices layer giving merchants, ISVs, PSPs and acquirers access to the whole payments value chain - acceptance, routing, reconciliation - on a SaaS model.
FAQ
Is PPRO European / EEA-based?
Yes. PPRO hosts data in the EEA (GDPR / CLOUD Act safe); origin UK, UK.
What does PPRO do?
PPRO covers: Payment orchestration. Verified at source by Fintechnologica.