Verified provider profile

payabl.

payabl. is a European (EEA-based) fintech-infrastructure provider (Payment gateway, IBAN sponsor, Payment orchestration). Verified at source - licence, regulator and registry reference. Active

EU core · CyprusEEA data: YesLicence: EMIVerified at source 2026-07-19
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Who it's for

payabl. is built for merchants and platforms accepting online payments with the local methods European customers expect. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in CY, GB.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Cyprus)
  • Ownership / control: no change of control on record
  • Local IBANs: CY; GB
  • Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed

What payabl. does

Payment gatewayIBAN sponsorPayment orchestration

Capabilities & rails

  • Local-payments coverage: Regional / pan-European
  • Local payment schemes: iDEAL, Bancontact, giropay, SOFORT
  • E-commerce integrations: WooCommerce, Magento, PrestaShop
  • Payment rails (documented): SCT · SCT Inst · SDD Core · SWIFT
  • Account model: Dedicated
  • Account currencies: EUR; GBP; USD

Verified licence profile

payabl. (Limassol + London; since 2011) - acquirer/PSP: card acquiring, business accounts, virtual IBANs and 300+ payment methods. EMI, Central Bank of Cyprus (passported EEA) + FCA EMI (UK).

Verified 2026-07-19. How we verify → · Official website: payabl.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Central Bank of Cyprus · Ref 115.1.2.9 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Built on

  • Silverflow (processing-via) — Card processing via Silverflow

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FAQ

Is payabl. European / EEA-based?

Yes. payabl. hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Cyprus.

What does payabl. do?

payabl. covers: Payment gateway, IBAN sponsor, Payment orchestration. Verified at source by Fintechnologica.

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