Silverflow
Silverflow is a European (EEA-based) fintech-infrastructure provider (Issuer processing). Verified at source - licence, regulator and registry reference. Active
Who it's for
Silverflow is built for card programmes that need the authorisation switch between issuer and scheme. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Netherlands)
What Silverflow does
Verified licence profile
Silverflow (Amsterdam, Netherlands; founded 2019) - cloud-native card processing with one direct connection to the card networks, for PSPs/acquirers/banks. Clients incl. Deutsche Bank, Bolt, payabl., Buckaroo.
Verified 2026-06-28. How we verify → · Spotted something out of date? Report a correction. · Are you Silverflow? Work with us →
Known to power
Similar verified European providers
🏦 Local IBANs: NL
Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).
Bankart d.o.o. (Ljubljana; NLB group) - Slovenia's domestic card & payments processor / switch; card transaction processing for SI banks + SEPA instant central infrastructure.
Borica (Bulgaria; owned by 19 Bulgarian banks) - national card switch and processor operating the Bcard national scheme, and a TPP for Visa/Mastercard. Licensed by the Bulgarian National Bank (3 payment systems).
🏦 Local IBANs: ES
Cecabank (Madrid, Spain) - wholesale bank offering BaaS to FIs, fintechs and corporates: payments, securities services, treasury and digital solutions; a settlement/agency bank enabling fintech payments and IBANs.
CR2 (Dublin, Ireland; founded 1997) - digital-banking and payments software (BankWorld): digital banking, wallet, card issuing, ATM and merchant acceptance. 90+ bank implementations across 50+ countries. Irish-owned.
🏦 Local IBANs: LT GB
DiPocket (Lithuania; + UK) - card issuing and IBAN accounts; Visa & Mastercard Principal Member. EMI, Bank of Lithuania (EEA) + FCA (UK). SEPA + SWIFT, LT IBANs and UK Faster Payments.
FAQ
Is Silverflow European / EEA-based?
Yes. Silverflow hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Netherlands.
What does Silverflow do?
Silverflow covers: Issuer processing. Verified at source by Fintechnologica.