Verified provider profile

SumUp

SumUp is a European (EEA-based) fintech-infrastructure provider (Payment gateway). Verified at source - licence, regulator and registry reference. Active

EU core · Germany / UKEEA data: PartialLicence: EMIVerified at source 2026-06-25
Request an intro See similar providers

Free for buyers: describe your use case and we check it against SumUp and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.

Who it's for

SumUp is built for merchants and platforms accepting online payments with the local methods European customers expect. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: published entry pricing (from 1.69%/tx).

Sovereignty profile

  • Data residency (EEA): Partial - partly in the EEA - check the rail
  • Company origin: EU core (Germany / UK)
  • Ownership / control: no change of control on record

What SumUp does

Payment gateway

Capabilities & rails

  • Local-payments coverage: Regional / pan-European
  • Local payment schemes: iDEAL, Bancontact, Klarna
  • E-commerce integrations: WooCommerce, Shopify, PrestaShop
  • Entry price: from 1.69%/tx (as of verification - confirm at source)

Verified licence profile

SumUp (German roots; + UK) - SME acquiring and cards. EMI Bank of Lithuania (SumUp EU Payments UAB, LB001900) + UK entity.

Verified 2026-06-25. How we verify → · Official website: sumup.com · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Central Bank of Ireland · Ref C195030 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Similar verified European providers

  • Mangopay EU core EMI Luxembourg · EEA: YesShared: Payment gateway, Card form: Virtual / Physical
  • Paysera EU core EMI Lithuania · EEA: YesShared: Payment gateway, Card form: Virtual / Physical
  • myPOS EU core EMI Bulgaria / UK · EEA: PartialShared: Payment gateway, Card form: Virtual / Physical
  • Aircash EU core EMI Croatia · EEA: YesShared: Payment gateway
  • Barion EU core EMI Hungary · EEA: YesShared: Payment gateway
  • EveryPay EU core EMI Greece · EEA: YesShared: Payment gateway

FAQ

Is SumUp European / EEA-based?

Partly. SumUp is EU core origin (Germany / UK); part of its rail or data sits outside the EEA - check the licence profile.

What does SumUp do?

SumUp covers: Payment gateway. Verified at source by Fintechnologica.

Want an introduction to SumUp, or a tailored shortlist of verified European providers? Request a match - free for buyers, neutral, zero pay-to-rank.

Are you SumUp? Work with us →