SumUp
SumUp is a European (EEA-based) fintech-infrastructure provider (Payment gateway, Card issuing software). Verified at source - licence, regulator and registry reference. Active
Who it's for
SumUp is built for merchants and platforms accepting online payments with the local methods European customers expect. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: published entry pricing (from 1.69%/tx).
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: EU core (Germany / UK)
What SumUp does
Capabilities & rails
- 🌐 Local-payments coverage: Regional / pan-European
- Local payment schemes: iDEAL, Bancontact, Klarna
- E-commerce integrations: WooCommerce, Shopify, PrestaShop
- Entry price: from 1.69%/tx (as of verification - confirm at source)
Verified licence profile
SumUp (German roots; + UK) - SME acquiring and cards. EMI Bank of Lithuania (SumUp EU Payments UAB, LB001900) + UK entity.
Verified 2026-06-25. How we verify → · Spotted something out of date? Report a correction. · Are you SumUp? Work with us →
Official register entries
- E-money institution (EMI) - Central Bank of Ireland · Ref C195030 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is SumUp European / EEA-based?
Partly. SumUp is EU core origin (Germany / UK); part of its rail or data sits outside the EEA - check the licence profile.
What does SumUp do?
SumUp covers: Payment gateway, Card issuing software. Verified at source by Fintechnologica.