Verified provider profile

Montonio

Montonio is a European (EEA-based) fintech-infrastructure provider (Payment gateway, Open banking). Verified at source - licence, regulator and registry reference. Active

EU core · EstoniaEEA data: YesLicence: PIVerified at source 2026-07-13
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Who it's for

Montonio is built for merchants and platforms accepting online payments with the local methods European customers expect. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
  • Company origin: EU core (Estonia)
  • Ownership / control: no change of control on record

What Montonio does

Payment gatewayOpen banking

Verified licence profile

Montonio (Tallinn, Estonia; founded 2018) - Baltic checkout platform: pay-by-bank links to every major bank in Estonia, Latvia, Lithuania and Poland, plus cards, Apple/Google Pay and multi-lender BNPL comparison in one checkout; USD 12m Series A (2022). Licensed via Montonio Finance UAB (Bank of Lithuania PI).

Verified 2026-07-13. How we verify → · Official website: montonio.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Bank of Lithuania · Ref LB002007 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

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FAQ

Is Montonio European / EEA-based?

Yes. Montonio hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Estonia.

What does Montonio do?

Montonio covers: Payment gateway, Open banking. Verified at source by Fintechnologica.

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