Montonio
Montonio is a European (EEA-based) fintech-infrastructure provider (Payment gateway, Open banking). Verified at source - licence, regulator and registry reference. Active
Who it's for
Montonio is built for merchants and platforms accepting online payments with the local methods European customers expect. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Estonia)
What Montonio does
Verified licence profile
Montonio (Tallinn, Estonia; founded 2018) - Baltic checkout platform: pay-by-bank links to every major bank in Estonia, Latvia, Lithuania and Poland, plus cards, Apple/Google Pay and multi-lender BNPL comparison in one checkout; USD 12m Series A (2022). Licensed via Montonio Finance UAB (Bank of Lithuania PI).
Verified 2026-07-13. How we verify → · Spotted something out of date? Report a correction. · Are you Montonio? Work with us →
Official register entries
- Payment institution (PI) - Bank of Lithuania · Ref LB002007 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Montonio European / EEA-based?
Yes. Montonio hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Estonia.
What does Montonio do?
Montonio covers: Payment gateway, Open banking. Verified at source by Fintechnologica.