Verified provider profile

Moorwand

Moorwand is a UK (outside the EU/EEA) fintech-infrastructure provider (BIN sponsor, Issuer processing, Card issuing software). Verified at source - licence, regulator and registry reference. Active

UKEEA data: NoLicence: EMIVerified at source 2026-06-25

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Who it's for

Moorwand is built for teams launching card programmes without their own Visa/Mastercard scheme membership. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

Data residency (EEA): No - outside the EEA
Company origin: UK (UK)
Ownership / control: no change of control on record
Card scheme: US scheme - Mastercard / UnionPay / Discover (the elephant in the room)
Card issuing reach (BIN): EEA; UK - Via partner

What Moorwand does

Capabilities & rails

Card products: Prepaid; Debit
Settlement currencies: EUR; GBP; USD

Verified licence profile

Moorwand (London, UK) - BIN sponsorship and issuing (Mastercard, Discover, UnionPay). FCA EMI (FRN 900709). UK-only licence post-Brexit; EEA reach via partner Harmoniie SAS (ACPR EMI, France).

Verified 2026-06-25. How we verify → · Official website: moorwand.com · Spotted something out of date? Report a correction.

Official register entries

E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900709 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

European alternatives to Moorwand

Enfuce EU core EMI Finland · EEA: YesShared: Card issuing software, BIN sponsor, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
Wallester EU core EMI Estonia · EEA: YesShared: Card issuing software, BIN sponsor, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
Walletto EU core EMI Lithuania · EEA: YesShared: BIN sponsor, Card issuing software, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
DiPocket EU core EMI Lithuania / UK · EEA: PartialShared: BIN sponsor, Card issuing software, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
Edenred Payment Solutions EU core EMI UK / Belgium · EEA: PartialShared: BIN sponsor, Card issuing software, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
Paynetics EU core EMI Bulgaria / UK · EEA: PartialShared: Card issuing software, BIN sponsor, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical

FAQ

Is Moorwand European / EEA-based?

Moorwand is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.

What does Moorwand do?

Moorwand covers: BIN sponsor, Issuer processing, Card issuing software. Verified at source by Fintechnologica.

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