Navro
Navro is a UK (outside the EU/EEA) fintech-infrastructure provider (Cross-border payments / FX, Payment orchestration). Verified at source - licence, regulator and registry reference. Active
Who it's for
Navro is built for businesses moving money across currencies and borders - collections, FX and payouts. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: UK (UK)
What Navro does
Verified licence profile
Navro (London, UK; ex-Paytrix, founded 2022) - a payments curation platform: curated payout and collection rails in one API/contract for global expansion. EMI authorised by the Central Bank of Ireland (EEA) + UK FCA; USD 14m raise (2024). Register-sourced: E-money institution (EMI), Central Bank of Ireland, ref C504018; passported to 30 EEA states.
Verified 2026-07-11. How we verify → · Spotted something out of date? Report a correction. · Are you Navro? Work with us →
Official register entries
- E-money institution (EMI) - Central Bank of Ireland · Ref C504018 · Active (EBA PSD2 register, as of 2026-07-18)
- E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 982631 · Active (FCA Financial Services Register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
European alternatives to Navro
Aevi (Germany) - independent in-person (POS) payment orchestration: routing, app management and data across the in-store payments value chain.
AKCENTA (Hradec Kralove, Czech Republic; founded 1997) - one of Central Europe's largest non-bank FX and payments providers for SMEs: foreign exchange, international payments and hedging for approx. 43,000 clients across CZ, SK, HU, PL, RO and DE. Payment institution (Czech National Bank). Member of the Raiffeisen Bank International group since 2021 - ownership flag (EU).
🏦 Local IBANs: GB DE LU
Banking Circle S.A. (Luxembourg) - cross-border banking, accounts, payments and settlement for banks, PSPs and fintechs; issues the EURI euro stablecoin. Credit institution, CSSF (LUB00000408); not the unrelated 'Circle Group S.A.'.
CellPoint Digital (Copenhagen, Denmark) - enterprise payment orchestration, strong in travel/airlines; routing across global + local cards, APMs, acquirers and PSPs.
Currency One S.A. (Poznan) - operator of Walutomat (P2P currency exchange, since 2009) and InternetowyKantor.pl. Krajowa Instytucja Platnicza (national payment institution) licensed by KNF (since 2015-07-21); online FX, payment accounts, transfers.
CurrencyFair (Dublin, Ireland) - peer-to-peer currency exchange + international money transfers (20+ currencies). Payment institution authorised by the Central Bank of Ireland (firm ref C57373, EU Payment Services Regs 2018); also regulated in AU (ASIC) and SG (MAS).
FAQ
Is Navro European / EEA-based?
Yes. Navro hosts data in the EEA (GDPR / CLOUD Act safe); origin UK, UK.
What does Navro do?
Navro covers: Cross-border payments / FX, Payment orchestration. Verified at source by Fintechnologica.