emerchantpay
emerchantpay is a UK (outside the EU/EEA) fintech-infrastructure provider (Payment gateway, Issuer processing). Verified at source - licence, regulator and registry reference. Active
Free for buyers: describe your use case and we check it against emerchantpay and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
emerchantpay is built for merchants and platforms accepting online payments with the local methods European customers expect. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: UK (UK / Bulgaria)
- Ownership / control: no change of control on record
What emerchantpay does
Capabilities & rails
- Local-payments coverage: Regional / pan-European
- Local payment schemes: iDEAL, Bancontact, giropay, SOFORT, Klarna
- E-commerce integrations: WooCommerce, Magento, PrestaShop
Verified licence profile
emerchantpay (UK; main operations in Sofia, Bulgaria) - global acquirer/PSP across online, mobile, in-store and POS; ~USD 155m revenue. FCA Authorised EMI and Visa/Mastercard Principal Member.
Verified 2026-06-26. How we verify → · Official website: emerchantpay.com · Spotted something out of date? Report a correction.
Official register entries
- Payment institution (PI) - The Netherlands Bank · Ref R160973 · Active (EBA PSD2 register, as of 2026-09-18)
- E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900778 · Active (FCA Financial Services Register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
European alternatives to emerchantpay
JCC Payment Systems EU core EMI Cyprus · EEA: YesShared: Issuer processing, Payment gateway
Adyen EU core Bank Netherlands · EEA: YesShared: Payment gateway, Issuer processing
Global Payments Europe EU core PI Czechia · EEA: YesShared: Issuer processing, Payment gateway
IT Card EU core PI Poland · EEA: YesShared: Issuer processing, Payment gateway
Nexi EU core Vendor Italy · EEA: YesShared: Payment gateway, Issuer processing
Redsys EU core Vendor Spain · EEA: YesShared: Payment gateway, Issuer processing
FAQ
Is emerchantpay European / EEA-based?
emerchantpay is UK origin (UK / Bulgaria) and is not fully EEA-based; shown as a contrast/comparison.
What does emerchantpay do?
emerchantpay covers: Payment gateway, Issuer processing. Verified at source by Fintechnologica.
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