Paynovate
Paynovate is a European (EEA-based) fintech-infrastructure provider (BIN sponsor, Card issuing software, BaaS). Verified at source - licence, regulator and registry reference. Active
Free for buyers: describe your use case and we check it against Paynovate and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
Paynovate is built for teams launching card programmes without their own Visa/Mastercard scheme membership. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: EEA-wide card issuing passport.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Belgium)
- Ownership / control: no change of control on record
- Card scheme: European domestic scheme available (rare)
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
- Card issuing reach (BIN): EEA - Yes
What Paynovate does
Capabilities & rails
- Card products: Prepaid; Debit
- Settlement currencies: EUR
Verified licence profile
Paynovate (Belgium) - card issuing and BIN sponsorship; Principal Member for Visa, Mastercard and Bancontact-Payconiq (a European domestic scheme). Belgian EMI (NBB); the #1 EMI in Belgium.
Verified 2026-06-25. How we verify → · Official website: paynovate.com · Spotted something out of date? Report a correction.
Official register entries
- E-money institution (EMI) - National Bank of Belgium · Ref 0506763929 · Active (EBA PSD2 register, as of 2026-09-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
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FAQ
Is Paynovate European / EEA-based?
Yes. Paynovate hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Belgium.
What does Paynovate do?
Paynovate covers: BIN sponsor, Card issuing software, BaaS. Verified at source by Fintechnologica.
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