Paysafe
Paysafe is a UK (outside the EU/EEA) fintech-infrastructure provider (Payment gateway, Card issuing software). Verified at source - licence, regulator and registry reference. Active
Who it's for
Paysafe is built for merchants and platforms accepting online payments with the local methods European customers expect. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: UK (UK / Ireland)
What Paysafe does
Capabilities & rails
- 🌐 Local-payments coverage: Regional / pan-European
- Local payment schemes: iDEAL, giropay, Bancontact, SOFORT, Klarna
- E-commerce integrations: WooCommerce, Magento, PrestaShop
Verified licence profile
Paysafe (UK; NYSE-listed) - payments group: Paysafe Payment Solutions (Skrill, Neteller, Rapid Transfer) and Paysafe Prepaid Services (paysafecard) regulated by the Central Bank of Ireland (EEA), and Paysafe Financial Services (EMI, FCA FRN 900015, UK). MiCA CASP (CBI) for crypto across the EEA.
Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you Paysafe? Work with us →
Official register entries
- MiCA CASP - Central Bank of Ireland (CBI) · LEI 213800QBQVHWRBHJTA89 · Active (ESMA MiCA register, as of 2026-07-18)
- Payment institution (PI) - Finnish Financial Supervisory Authority · Ref 21080900 · Active (EBA PSD2 register, as of 2026-07-18)
- E-money institution (EMI) - Central Bank of Ireland · Ref C184986 · Active (EBA PSD2 register, as of 2026-07-18)
- E-money institution (EMI) - Central Bank of Ireland · Ref C185005 · Active (EBA PSD2 register, as of 2026-07-18)
- E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900015 · Active (FCA Financial Services Register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
European alternatives to Paysafe
🏦 Local IBANs: NL
Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).
IT Card (Warsaw, Poland) - Poland's largest transaction processor (founded 2008); card issuing (1.6m+ cards), 3DS, the Planet Cash ATM network (~7,400) and Planet Pay POS acquiring. Licensed via Planet Pay - National Payment Institution (KNF), Visa Principal Member + Mastercard acquirer - offering 'fintech-in-a-box' BIN sponsorship. Operates PL/CZ/HR; SIBS (PT) took a majority stake (completed 2026). KRS 0000640662.
Klarna Bank AB (publ) (org. 556737-0431) - full banking licence Swedish FSA since 2017 (category 2 institution), passported EEA. BNPL pioneer; rolling out Klarna Card (debit) across 10 EU markets 2025; FCA authorisation UK (Jul 2025). NB: SFSA SEK 500m AML remark/fine 2025.
🏦 Local IBANs: LU
Mangopay (Mangopay S.A., Luxembourg) - marketplace and platform payments with per-user virtual IBANs. EMI, CSSF.
myPOS (founded Varna, Bulgaria 2014; London HQ) - SME card payments for 350k+ merchants across 35+ countries; EMI, Central Bank of Ireland (Dublin) for EU settlement. Being acquired by Advent International (US PE). Bulgarian roots.
🏦 Local IBANs: LT
Paysera (Lithuania; since 2012) - LT IBANs, SEPA, multi-currency accounts and cards. EMI LB000251 (Bank of Lithuania).
FAQ
Is Paysafe European / EEA-based?
Partly. Paysafe is UK origin (UK / Ireland); part of its rail or data sits outside the EEA - check the licence profile.
What does Paysafe do?
Paysafe covers: Payment gateway, Card issuing software. Verified at source by Fintechnologica.