Verified provider profile

Bilderlings

Bilderlings is a UK (outside the EU/EEA) fintech-infrastructure provider (IBAN sponsor, Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active

UK · UK / LatviaEEA data: NoLicence: EMIVerified at source 2026-07-20
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Who it's for

Bilderlings is built for products that need customer accounts and IBANs issued under the provider's licence. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds. Verified stand-outs: local IBANs in GB.

Sovereignty profile

  • Data residency (EEA): No - outside the EEA
  • Company origin: UK (UK / Latvia)
  • Ownership / control: no change of control on record
  • Local IBANs: GB
  • Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed

What Bilderlings does

IBAN sponsorCross-border payments / FX

Capabilities & rails

  • Payment rails (documented): SCT · SCT Inst · SWIFT
  • Account model: Virtual · Dedicated
  • Account currencies: EUR; GBP

Verified licence profile

Bilderlings (Bilderlings Pay Ltd; Latvian-founded, London) - business and personal multi-currency IBAN accounts (17 currencies), SWIFT/SEPA, Mastercard scheme participant and card issuing. FCA-authorised EMI (No 900637).

Verified 2026-07-20. How we verify → · Official website: bilderlings.com · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900637 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

European alternatives to Bilderlings

  • ECOMMBX EU core EMI Cyprus · EEA: YesShared: IBAN sponsor, Cross-border payments / FX, Accounts: Dedicated, Local IBANs
  • Genome EU core EMI Lithuania · EEA: YesShared: IBAN sponsor, Cross-border payments / FX, Accounts: Dedicated, Local IBANs
  • Nexpay EU core EMI Lithuania · EEA: YesShared: IBAN sponsor, Cross-border payments / FX, Accounts: Dedicated, Local IBANs
  • Paysera EU core EMI Lithuania · EEA: YesShared: IBAN sponsor, Cross-border payments / FX, Accounts: Dedicated, Local IBANs
  • TransferMate EU core EMI Ireland · EEA: YesShared: IBAN sponsor, Cross-border payments / FX, Accounts: Virtual, Local IBANs
  • Ebury EU core EMI Spain / UK · EEA: PartialShared: IBAN sponsor, Cross-border payments / FX, Accounts: Dedicated, Local IBANs

FAQ

Is Bilderlings European / EEA-based?

Bilderlings is UK origin (UK / Latvia) and is not fully EEA-based; shown as a contrast/comparison.

What does Bilderlings do?

Bilderlings covers: IBAN sponsor, Cross-border payments / FX. Verified at source by Fintechnologica.

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