MarTrust
MarTrust is a UK (outside the EU/EEA) fintech-infrastructure provider (Cross-border payments / FX). Verified at source - licence, regulator and registry reference. Active
Who it's for
MarTrust is built for businesses moving money across currencies and borders - collections, FX and payouts. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: UK (UK)
What MarTrust does
Verified licence profile
MarTrust (London, UK; part of the Marcura maritime group) - the largest specialist maritime-payments provider (~USD 12bn/yr): crew payroll, e-wallets and cards for seafarers, vendor payments and Cash-to-Master digitisation. UK FCA Authorised Payment Institution + EEA rail via MarTrust Europe S.A. (E-money institution, Banco de Portugal). Register-sourced: E-money institution (EMI), Bank of Portugal, ref 7501; passported to 30 EEA states.
Verified 2026-07-11. How we verify → · Spotted something out of date? Report a correction. · Are you MarTrust? Work with us →
Official register entries
- E-money institution (EMI) - Bank of Portugal · Ref 7501 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
European alternatives to MarTrust
AKCENTA (Hradec Kralove, Czech Republic; founded 1997) - one of Central Europe's largest non-bank FX and payments providers for SMEs: foreign exchange, international payments and hedging for approx. 43,000 clients across CZ, SK, HU, PL, RO and DE. Payment institution (Czech National Bank). Member of the Raiffeisen Bank International group since 2021 - ownership flag (EU).
🏦 Local IBANs: GB DE LU
Banking Circle S.A. (Luxembourg) - cross-border banking, accounts, payments and settlement for banks, PSPs and fintechs; issues the EURI euro stablecoin. Credit institution, CSSF (LUB00000408); not the unrelated 'Circle Group S.A.'.
Currency One S.A. (Poznan) - operator of Walutomat (P2P currency exchange, since 2009) and InternetowyKantor.pl. Krajowa Instytucja Platnicza (national payment institution) licensed by KNF (since 2015-07-21); online FX, payment accounts, transfers.
CurrencyFair (Dublin, Ireland) - peer-to-peer currency exchange + international money transfers (20+ currencies). Payment institution authorised by the Central Bank of Ireland (firm ref C57373, EU Payment Services Regs 2018); also regulated in AU (ASIC) and SG (MAS).
🏦 Local IBANs: ES GB BE
EMI FCA (Ebury Partners UK) + Ebury Partners Belgium (EEA) + Spain branch (Bank of Spain reg 6889); own-IBAN accounts; majority Santander.
🏦 Local IBANs: CY
ECOMMBX (Cyprus) - business IBAN accounts in the company's own name, cross-border payments, cards, acquiring and multi-currency (ECOMMVERSE platform). Cypriot EMI (Central Bank of Cyprus).
FAQ
Is MarTrust European / EEA-based?
Yes. MarTrust hosts data in the EEA (GDPR / CLOUD Act safe); origin UK, UK.
What does MarTrust do?
MarTrust covers: Cross-border payments / FX. Verified at source by Fintechnologica.