Verified provider profile

YouLend

YouLend is a UK (outside the EU/EEA) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active

UKEEA data: NoLicence: PIVerified at source 2026-06-25
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Who it's for

YouLend is built for products adding credit - financing, instalments or BNPL. It operates under a payment institution licence.

Sovereignty profile

  • Data residency (EEA): No - outside the EEA
  • Company origin: UK (UK)
  • Ownership / control: no change of control on record

What YouLend does

Lending module

Verified licence profile

YouLend (UK) - embedded financing (150k+ merchant cash advances) across UK/EU/US, with a JPMorgan partnership. FCA Payment Institution (FRN 947287).

Verified 2026-06-25. How we verify → · Official website: youlend.com · Spotted something out of date? Report a correction.

Official register entries

  • Payment institution (PI) - Danish Financial Supervisory Authority · Ref 44966107 · Active (EBA PSD2 register, as of 2026-09-18)
  • Payment institution (PI) - Financial Conduct Authority (FCA) · Ref 947287 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Known to power

  • Buckaroo (runs-on) — Embedded SME financing via Buckaroo Capital powered by YouLend

European alternatives to YouLend

  • Alma EU core PI France · EEA: YesShared: Lending module
  • Twisto EU core PI Czechia · EEA: YesShared: Lending module
  • Aion Bank EU core Bank Belgium · EEA: YesShared: Lending module
  • Banxware EU core Germany · EEA: YesShared: Lending module
  • Billie EU core Bank Germany · EEA: YesShared: Lending module
  • Defacto EU core France · EEA: YesShared: Lending module

FAQ

Is YouLend European / EEA-based?

YouLend is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.

What does YouLend do?

YouLend covers: Lending module. Verified at source by Fintechnologica.

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