Verified provider profile

PSI-Pay

PSI-Pay is a UK (outside the EU/EEA) fintech-infrastructure provider (BIN sponsor, Card issuing software). Verified at source - licence, regulator and registry reference. Active

UKEEA data: NoLicence: EMIVerified at source 2026-06-26
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Who it's for

PSI-Pay is built for teams launching card programmes without their own Visa/Mastercard scheme membership. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

  • Data residency (EEA): No - outside the EEA
  • Company origin: UK (UK)
  • Ownership / control: no change of control on record
  • Card scheme: US scheme - Visa / Mastercard / Discover (the elephant in the room)
  • Card issuing reach (BIN): UK - No

What PSI-Pay does

BIN sponsorCard issuing software

Capabilities & rails

  • Card products: Prepaid; Debit
  • Settlement currencies: EUR; GBP; USD

Verified licence profile

PSI-Pay (UK) - BIN sponsorship across consumer and corporate, physical and virtual cards; Mastercard Principal Issuing Member (+ Visa, Discover). FCA Authorised EMI. 16+ settlement currencies; founding member of Mastercard BIN Sponsor Plus.

Verified 2026-06-26. How we verify → · Official website: psi-pay.co.uk · Spotted something out of date? Report a correction.

Official register entries

  • E-money institution (EMI) - Financial Conduct Authority (FCA) · Ref 900011 · Active (FCA Financial Services Register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

European alternatives to PSI-Pay

  • Enfuce EU core EMI Finland · EEA: YesShared: Card issuing software, BIN sponsor, Cards: Prepaid / Debit, Card form: Virtual / Physical
  • Paynovate EU core EMI Belgium · EEA: YesShared: BIN sponsor, Card issuing software, Cards: Prepaid / Debit, Card form: Virtual / Physical
  • Pecunpay EU core EMI Spain · EEA: YesShared: Card issuing software, BIN sponsor, Cards: Prepaid / Debit, Card form: Virtual / Physical
  • Swan EU core EMI France · EEA: YesShared: Card issuing software, BIN sponsor, Cards: Prepaid / Debit, Card form: Virtual / Physical
  • Wallester EU core EMI Estonia · EEA: YesShared: Card issuing software, BIN sponsor, Cards: Prepaid / Debit, Card form: Virtual / Physical
  • Walletto EU core EMI Lithuania · EEA: YesShared: BIN sponsor, Card issuing software, Cards: Prepaid / Debit, Card form: Virtual / Physical

FAQ

Is PSI-Pay European / EEA-based?

PSI-Pay is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.

What does PSI-Pay do?

PSI-Pay covers: BIN sponsor, Card issuing software. Verified at source by Fintechnologica.

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