Moss
Moss is a European (EEA-based) fintech-infrastructure provider (Spend management). Verified at source - licence, regulator and registry reference. Active
Who it's for
Moss is built for finance teams managing company cards, expenses and budgets.
Sovereignty profile
- Data residency (EEA): Yes - hosted in the EEA - GDPR / CLOUD Act safe
- Company origin: EU core (Germany)
What Moss does
Verified licence profile
Moss (Germany) - corporate cards and spend management; cards issued via Transact Payments Malta and a German partner bank, with Deutsche Bank and Airwallex partnerships. Uses partner rails.
Verified 2026-06-25. How we verify → · Spotted something out of date? Report a correction. · Are you Moss? Work with us →
Official register entries
- E-money institution (EMI) - Federal Financial Supervisory Authority · Ref 159024 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
Built on
- Transact Payments (issues-via) — Cards issued via Transact Payments Malta
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FAQ
Is Moss European / EEA-based?
Yes. Moss hosts data in the EEA (GDPR / CLOUD Act safe); origin EU core, Germany.
What does Moss do?
Moss covers: Spend management. Verified at source by Fintechnologica.