Yapily
Yapily is a UK (outside the EU/EEA) fintech-infrastructure provider (Open banking, Local payment schemes). Verified at source - licence, regulator and registry reference. Active
Who it's for
Yapily is built for products using bank-account data or bank-to-bank payments over PSD2 rails. It operates under a payment institution licence.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: UK (UK)
What Yapily does
Verified licence profile
Yapily (UK) - white-label open banking infrastructure across 2,000+ banks in 19 EU countries. AISP + PISP (FCA).
Verified 2026-06-25. How we verify → · Spotted something out of date? Report a correction. · Are you Yapily? Work with us →
Official register entries
- Payment institution (PI) - Bank of Lithuania · Ref LB002045 · Active (EBA PSD2 register, as of 2026-07-18)
Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.
European alternatives to Yapily
Bridge (France) - open banking AIS/PIS by Bankin' (ACPR-regulated group): account data and A2A payments.
Brite AB (org.nr 559116-1632) - licensed Payment Institution, Swedish FSA (Finansinspektionen); instant A2A / pay-by-bank across Nordics + EU.
Fintecture (France) - open-banking / A2A payment infrastructure using SEPA instant transfers as a card alternative (lower fees, fraud reduction). PIS-licensed (ACPR / Banque de France); member of France FinTech.
Inespay (Spain) - the leading payment-initiation (PISP) provider of Spain and Portugal: account-to-account bank-transfer payments (Transferencia Online) covering 99%+ of online-banking users across Iberia. Payment institution authorised by the Bank of Spain.
Neonomics (Norway) - open banking with a Nordic PIS focus. PI + PISP + AISP (Norwegian Finanstilsynet), passported across the EU.
Tink (Sweden) - open banking AIS + PIS across 3,400+ banks in 18 markets. Authorised PI (Swedish FSA, ID 44059); acquired by Visa in 2022 (EUR 1.8bn).
FAQ
Is Yapily European / EEA-based?
Yapily is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.
What does Yapily do?
Yapily covers: Open banking, Local payment schemes. Verified at source by Fintechnologica.