Verified provider profile

Circle

Circle is a US - contrast fintech-infrastructure provider (Crypto / digital-asset infra). Verified at source - licence, regulator and registry reference. EURC/USDC issued in EEA via French entity (US parent, CLOUD Act)

USEEA data: PartialLicence: EMIVerified at source 2026-06-26
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Who it's for

Circle is built for products adding regulated crypto capabilities - custody, exchange or stablecoins - under MiCA. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.

Sovereignty profile

  • Data residency (EEA): Partial - partly in the EEA - check the rail
  • Company origin: US (US)
  • Ownership / control: US company (US law applies, incl. the CLOUD Act)

What Circle does

Crypto / digital-asset infra

Capabilities & rails

  • MiCA: EMT (euro stablecoin)

Verified licence profile

Circle (US) - issuer of the USDC and EURC stablecoins; EU-issued USDC/EURC via Circle France (ACPR EMI), reserves held in EU credit institutions per MiCA Art. 36. US parent = CLOUD Act exposure.

Verified 2026-06-26. How we verify → · Official website: circle.com · Spotted something out of date? Report a correction.

Official register entries

  • MiCA CASP - Autorité des Marchés Financiers (AMF) · LEI 969500OYUDADGZKCR583 · Active (ESMA MiCA register, as of 2026-09-18)
  • E-money institution (EMI) - Prudential Supervisory and Resolution Authority · Ref 953990934 · Active (EBA PSD2 register, as of 2026-09-18)

Register-sourced. See the full European Fintech Index. Registers have no legal significance - always confirm current status with the home regulator.

Known to power

  • ClearBank (runs-on) — Offers Circle EURC/USDC stablecoins to institutional clients (Apr 2026)

European alternatives to Circle

  • AllUnity EU core EMI Germany · EEA: YesShared: Crypto / digital-asset infra, MiCA EMT
  • Quantoz Payments EU core EMI Netherlands · EEA: YesShared: Crypto / digital-asset infra, MiCA EMT
  • Schuman Financial EU core EMI France · EEA: YesShared: Crypto / digital-asset infra, MiCA EMT
  • StablR EU core EMI Malta · EEA: YesShared: Crypto / digital-asset infra, MiCA EMT
  • Banking Circle EU core Bank Luxembourg · EEA: YesShared: Crypto / digital-asset infra, MiCA EMT
  • Monerium EU core CASP Iceland · EEA: YesShared: Crypto / digital-asset infra, MiCA EMT

FAQ

Is Circle European / EEA-based?

Partly. Circle is US origin (US); part of its rail or data sits outside the EEA - check the licence profile.

What does Circle do?

Circle covers: Crypto / digital-asset infra. Verified at source by Fintechnologica.

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