Fintech infrastructure providers in Malta
6 verified providers headquartered in Malta - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
Fintech licensing and products in Malta
The official registers list 116 licensed payment, e-money and crypto firms in Malta (as of 2026-09-18): 43 e-money institutions (EMI), 50 payment institutions (PI), 22 MiCA crypto-asset service providers (CASP), 1 account information service providers (AISP). 11 of them belong to a provider with a verified profile here. Browse all 116 in the European Fintech Index →
Passporting: 85 of the 116 firms licensed in Malta have notified at least one other EEA state. In the other direction, 760 firms licensed elsewhere in the EEA have notified services into Malta under an EEA passport, about 7 for every firm licensed at home. The largest groups are licensed in Lithuania (106), France (73), the Netherlands (73).
Products offered by the providers below: Card issuing software (3), Issuer processing (2), BaaS (1), BIN sponsor (1), Cross-border payments / FX (1), Crypto / digital-asset infra (1), IBAN sponsor (1), Payment gateway (1), Tokenization – X-Pays (1).
6 verified providers in Malta
At a glance (6 providers): licences: 3 EMI, 2 Vendor, 1 PI; EEA data residency: 5 Yes, 1 Partial.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | Licence | EEA data | Products | Verified | Intro |
|---|---|---|---|---|---|
 Fyorin | PI | Yes | Cross-border payments / FX | 2026-07-20 | Request intro |
 Papaya Ltd | EMI | Yes | IBAN sponsor, Card issuing software, BaaS | 2026-07-19 | Request intro |
 RS2 | Vendor | Yes | Issuer processing, Card issuing software | 2026-06-26 | Request intro |
 StablR | EMI | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro |
 Transact Payments | EMI | Partial | BIN sponsor, Card issuing software, Issuer processing +1 | 2026-06-25 | Request intro |
 Truevo | Vendor | Yes | Payment gateway | 2026-06-26 | Request intro |