Fintech infrastructure providers in Malta
6 verified providers headquartered in Malta - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
6 verified providers in Malta
Fyorin (Malta) - unified treasury & financial-operations platform; global multi-currency accounts (100+ currencies), global IBANs via a network of Tier-1 institutions (partner-issued, not own-licence issuance), rails documented: SEPA, SWIFT, Faster Payments, ACH; FX. MFSA-licensed payment institution (Financial Institutions Act, licence PLIM16) + registered AISP.
🏦 Local IBANs: MT
Papaya Ltd (Malta) - Mastercard cards plus business and personal IBAN accounts; one of the first EU EMIs with direct SEPA access (SCT + SEPA Instant, Sep 2025), powering fintech apps (e.g. Blackcat). Maltese EMI (MFSA). Listed in the EPC register of SEPA participants; also acts as a correspondent institution giving other FIs regulated SEPA access.
RS2 (RS2 plc, Mosta, Malta; founded 1988; Malta SE-listed) - BankWORKS payment-processing software (issuer + acquirer processing) plus merchant solutions, deployed in 27 countries. Software / processing.
StablR (Malta) - EMI supervised by MFSA. Issues EURR + USDR stablecoins under MiCA. Strategic investment from Tether (2024).
Transact Payments (Malta + Gibraltar) - card issuing and BIN sponsorship across the UK and EEA; Visa & Mastercard Principal Member. EMI (Malta MFSA + Gibraltar FSC). Being acquired by Marqeta (US) - sovereignty flag.
Truevo (ex-Swish Payments, rebranded 2017; Malta) - acquirer/PSP: acquiring, gateway and OCT payouts across 120+ currencies; Visa + Mastercard full member. MFSA-licensed FI (C62721).