Fintech infrastructure providers in Iceland
5 verified providers headquartered in Iceland - across BaaS, card issuing, IBAN, payments, KYC/KYB, crypto/MiCA and cross-border/FX. Each verified at source.
Fintech licensing and products in Iceland
The official registers list 8 licensed payment, e-money and crypto firms in Iceland (as of 2026-09-18): 4 e-money institutions (EMI), 3 payment institutions (PI), 1 MiCA crypto-asset service providers (CASP). 3 of them belong to a provider with a verified profile here. Browse all 8 in the European Fintech Index →
Passporting: 5 of the 8 firms licensed in Iceland have notified at least one other EEA state. In the other direction, 708 firms licensed elsewhere in the EEA have notified services into Iceland under an EEA passport, about 88 for every firm licensed at home. The largest groups are licensed in Lithuania (100), Malta (73), the Netherlands (67).
Products offered by the providers below: Core banking (1), Credit risk & decisioning (1), Crypto / digital-asset infra (1), Fraud & AML monitoring (1), Issuer processing (1), Payment gateway (1).
5 verified providers in Iceland
At a glance (5 providers): licences: 3 Vendor, 1 CASP, 1 PI; EEA data residency: 5 Yes.
Licence = the authorisation the provider holds itself (Vendor = unlicensed software). EEA data = customer data stored and processed in the EEA. – = not documented at source. Names open the verified profile.
| Provider | Licence | EEA data | Products | Verified | Intro |
|---|---|---|---|---|---|
 Creditinfo | Vendor | Yes | Credit risk & decisioning | 2026-07-12 | Request intro |
 Lucinity | Vendor | Yes | Fraud & AML monitoring | 2026-06-26 | Request intro |
 Meniga | Vendor | Yes | Core banking | 2026-06-26 | Request intro |
 Monerium | CASP | Yes | Crypto / digital-asset infra | 2026-06-26 | Request intro |
 Valitor | PI | Yes | Payment gateway, Issuer processing | 2026-07-11 | Request intro |