Solution blueprint

Accept payments online

Take card and local payments at e-commerce checkout. Below is the product stack you need, with verified European providers for each layer - compare by EEA data residency, licence and regulator.

Step 1 — Payment gateway / acquiring required

Accept and route card payments at checkout.

Adyen EU core Netherlands
Aircash EU core Croatia
Autopay EU core Poland

Browse all: Payment gateway

Step 2 — Route across multiple PSPs optional

If you use several acquirers, orchestration improves approval rates and resilience.

Aevi EU core Germany
CellPoint Digital EU core Denmark
IXOPAY EU core Austria

Browse all: Payment orchestration

Step 3 — Add local and A2A methods optional

Local methods (iDEAL, BLIK, Wero, pay-by-bank) convert better and can bypass card fees.

Aiia EU core Denmark
Algoan EU core France
Autopay EU core Poland

Browse all: Local payment schemes · Open banking

Sovereignty notes

Choose a European PSP; adding sovereign A2A rails (BLIK/iDEAL/Wero) lets you bypass Visa/Mastercard for part of your volume.

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