Param
Param is a European (outside the EEA) fintech-infrastructure provider (BaaS, Card issuing software, Payment gateway). Verified at source - licence, regulator and registry reference. Active
Who it's for
Param is built for teams that want accounts, payments and cards behind one contract and one API. It holds its own e-money licence, so programmes can run under its umbrella with safeguarded client funds.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: Wider Europe (Turkey)
- Client funds: safeguarded (segregated at a credit institution) - ring-fenced from creditors, not deposit-guaranteed
What Param does
Capabilities & rails
- 🌐 Local-payments coverage: Single-market (TR)
- Local payment schemes: Troy
- E-commerce integrations: WooCommerce, PrestaShop
Verified licence profile
Param (Türk Elektronik Para A.S., Turkey) - Turkey's first approved e-money licensee and first non-bank BKM member; BaaS. EMI, Central Bank of Turkey (TCMB).
Verified 2026-06-25. How we verify → · Spotted something out of date? Report a correction. · Are you Param? Work with us →
Similar verified European providers
🏦 Local IBANs: LU
Mangopay (Mangopay S.A., Luxembourg) - marketplace and platform payments with per-user virtual IBANs. EMI, CSSF.
🏦 Local IBANs: LT
Paysera (Lithuania; since 2012) - LT IBANs, SEPA, multi-currency accounts and cards. EMI LB000251 (Bank of Lithuania).
🏦 Local IBANs: NL
Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).
Aircash d.o.o. (Zagreb) - e-money institution, Croatian National Bank (ref IEN116); m-wallet, prepaid cards, mobile payments, transfers; passported across the EEA.
Bank Frick (Liechtenstein; family-owned, founded 1998) - banking and acquiring for PSPs and fintechs; the only Liechtenstein bank with both Visa and Mastercard acquiring licences, and the first EU bank in blockchain banking (2018). First Liechtenstein entry in the catalogue.
🏦 Local IBANs: LT
Bankera (Lithuania) - business and personal banking (LT IBANs, SEPA/SWIFT, cards) operated via UAB Pervesk (EMI, Bank of Lithuania). Earlier 2017-18 ICO-funded history.
FAQ
Is Param European / EEA-based?
Param is Wider Europe origin (Turkey) and is not fully EEA-based; shown as a contrast/comparison.
What does Param do?
Param covers: BaaS, Card issuing software, Payment gateway. Verified at source by Fintechnologica.