Capital on Tap
Capital on Tap is a UK (outside the EU/EEA) fintech-infrastructure provider (Lending module). Verified at source - licence, regulator and registry reference. Active
Free for buyers: describe your use case and we check it against Capital on Tap and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
Capital on Tap is built for products adding credit - financing, instalments or BNPL.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: UK (UK)
- Ownership / control: no change of control on record
What Capital on Tap does
Verified licence profile
Capital on Tap (New Wave Capital Ltd, UK) - SME business credit cards and lending; 200k+ SMB customers in the UK and US, GBP 20bn+ spend. Not a bank - restricted business-lending licence (FCA FRN 625592).
Verified 2026-06-26. How we verify → · Official website: capitalontap.com · Spotted something out of date? Report a correction.
European alternatives to Capital on Tap
Klarna EU core Bank Sweden · EEA: YesShared: Lending module, Card form: Virtual / Physical
DiPocket EU core EMI Lithuania / UK · EEA: PartialShared: Lending module, Card form: Virtual / Physical
Aion Bank EU core Bank Belgium · EEA: YesShared: Lending module
Alma EU core PI France · EEA: YesShared: Lending module
Banxware EU core Germany · EEA: YesShared: Lending module
Billie EU core Bank Germany · EEA: YesShared: Lending module
FAQ
Is Capital on Tap European / EEA-based?
Capital on Tap is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.
What does Capital on Tap do?
Capital on Tap covers: Lending module. Verified at source by Fintechnologica.
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