Solution blueprint

Add loyalty / cashback to cards

Reward customers on top of a card programme. Below is the product stack you need, with verified European providers for each layer - compare by EEA data residency, licence and regulator.

Step 1 — Rewards / loyalty engine required

Card-linked offers, cashback and points on the transaction stream.

Comarch EU core Poland
Open Loyalty EU core Poland
Talon.One EU core Germany

Browse all: Card-linked rewards & loyalty

Step 2 — A card programme to attach to optional

Loyalty rides on top of an existing or new card programme.

Adyen EU core Netherlands
Bankera EU core Lithuania
Cardlay EU core Denmark

Browse all: BIN sponsor · Card issuing software

Sovereignty notes

Card-linked offers read the most sensitive data - the transaction stream. Keep that processing in the EEA.

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