Verified provider profile

Marqeta

Marqeta is a US - contrast fintech-infrastructure provider (Card issuing software, Issuer processing, Tokenization – X-Pays). Verified at source - licence, regulator and registry reference. Active (contrast)

USEEA data: NoLicence: VendorVerified at source 2026-06-25
Request an intro See European alternatives

Free for buyers: describe your use case and we check it against Marqeta and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.

Who it's for

Marqeta is built for teams creating and controlling payment cards via API. As an unlicensed vendor, regulatory obligations stay on the client's side.

Sovereignty profile

  • Data residency (EEA): No - outside the EEA
  • Company origin: US (US)
  • Ownership / control: US company (US law applies, incl. the CLOUD Act)

What Marqeta does

Card issuing softwareIssuer processingTokenization – X-Pays

Verified licence profile

Marqeta (US) - issuer-processor via sponsor banks (Sutton ~96%, Evolve, WebBank, Cross River); not a bank itself.

Verified 2026-06-25. How we verify → · Official website: marqeta.com · Spotted something out of date? Report a correction.

European alternatives to Marqeta

  • Enfuce EU core EMI Finland · EEA: YesShared: Card issuing software, Issuer processing, Tokenization – X-Pays, Card form: Virtual / Physical / Metal
  • Wallester EU core EMI Estonia · EEA: YesShared: Card issuing software, Issuer processing, Tokenization – X-Pays, Card form: Virtual / Physical / Metal
  • CR2 EU core Vendor Ireland · EEA: YesShared: Card issuing software, Issuer processing, Card form: Virtual / Physical
  • Giesecke+Devrient EU core Vendor Germany · EEA: YesShared: Tokenization – X-Pays, Card issuing software, Card form: Physical / Metal
  • IDEMIA EU core Vendor France · EEA: YesShared: Tokenization – X-Pays, Card issuing software, Card form: Physical / Metal
  • RS2 EU core Vendor Malta · EEA: YesShared: Issuer processing, Card issuing software, Card form: Virtual / Physical

FAQ

Is Marqeta European / EEA-based?

Marqeta is US origin (US) and is not fully EEA-based; shown as a contrast/comparison.

What does Marqeta do?

Marqeta covers: Card issuing software, Issuer processing, Tokenization – X-Pays. Verified at source by Fintechnologica.

Want an introduction to Marqeta, or a tailored shortlist of verified European providers? Request a match - free for buyers, neutral, zero pay-to-rank.

Are you Marqeta? Work with us →