Verified provider profile

B4B Payments

B4B Payments is a UK (outside the EU/EEA) fintech-infrastructure provider (BIN sponsor, Card issuing software, Issuer processing). Verified at source - licence, regulator and registry reference. Active (Banking Circle Group)

Request an intro Visit B4B Payments →

Who it's for

B4B Payments is built for teams launching card programmes without their own Visa/Mastercard scheme membership. Verified stand-outs: EEA-wide card issuing passport.

Sovereignty profile

What B4B Payments does

Capabilities & rails

Verified licence profile

B4B Payments (UK; + Lithuania) - card issuing, BIN sponsorship and embedded payments. FCA (UK) + Bank of Lithuania (EEA); Mastercard Principal Member. Part of Banking Circle Group since 2021; 19+ years across UK/EU/US.

Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you B4B Payments? Work with us →

European alternatives to B4B Payments

Adyen

EU core EEA: Yes Bank Verified Netherlands
Issuer processingCard issuing softwareBIN sponsor

🏦 Local IBANs: NL

Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).

DiPocket

EU core EEA: Partial EMI Verified Lithuania / UK
BIN sponsorCard issuing softwareIssuer processing

🏦 Local IBANs: LT GB

DiPocket (Lithuania; + UK) - card issuing and IBAN accounts; Visa & Mastercard Principal Member. EMI, Bank of Lithuania (EEA) + FCA (UK). SEPA + SWIFT, LT IBANs and UK Faster Payments.

Edenred Payment Solutions

EU core EEA: Partial EMI Verified UK / Belgium
BIN sponsorCard issuing softwareIssuer processing

Edenred Payment Solutions (ex-PrePay Solutions / PPS; UK + Belgium) - card issuing, BIN sponsorship and in-house processing; Mastercard + Visa primary issuer. FCA EMI (UK, FRN 900010) + PPS EU SA (NBB Belgium, passported to 7 EU countries). Part of Edenred SE (FR, listed); founding member of Mastercard BIN Sponsor Plus.

Enfuce

EU core EEA: Yes EMI Verified Finland
Card issuing softwareBIN sponsorIssuer processing

Enfuce (Finland) - card-as-a-service and BIN sponsorship across the EEA and UK; Visa & Mastercard Principal Member. Dual EMI (FIN-FSA + UK FCA, via Enfuce License Services). Visa holds a stake.

IT Card

EU core EEA: Yes PI Verified Poland
Issuer processingBIN sponsorCard issuing software

IT Card (Warsaw, Poland) - Poland's largest transaction processor (founded 2008); card issuing (1.6m+ cards), 3DS, the Planet Cash ATM network (~7,400) and Planet Pay POS acquiring. Licensed via Planet Pay - National Payment Institution (KNF), Visa Principal Member + Mastercard acquirer - offering 'fintech-in-a-box' BIN sponsorship. Operates PL/CZ/HR; SIBS (PT) took a majority stake (completed 2026). KRS 0000640662.

Paynetics

EU core EEA: Partial EMI Verified Bulgaria / UK
Card issuing softwareBIN sponsorIssuer processing

🏦 Local IBANs: BG GB

Paynetics (Bulgaria; + UK) - card issuing, BIN sponsorship and accounts; dedicated IBANs (SEPA + SWIFT) plus UK sort-code accounts. Dual EMI: BNB (No. 44) + FCA (942777; formerly TPR 900785).

FAQ

Is B4B Payments European / EEA-based?

Partly. B4B Payments is UK origin (UK / Lithuania); part of its rail or data sits outside the EEA - check the licence profile.

What does B4B Payments do?

B4B Payments covers: BIN sponsor, Card issuing software, Issuer processing. Verified at source by Fintechnologica.

Want an introduction to B4B Payments, or a tailored shortlist of verified European providers? Request a match - free for buyers, neutral, zero pay-to-rank.