B4B Payments
B4B Payments is a UK (outside the EU/EEA) fintech-infrastructure provider (BIN sponsor, Card issuing software, Issuer processing). Verified at source - licence, regulator and registry reference. Active (Banking Circle Group)
Free for buyers: describe your use case and we check it against B4B Payments and verified alternatives - licence, data residency, fit for your market - then introduce you to the right person. Reply within 1-2 business days.
Who it's for
B4B Payments is built for teams launching card programmes without their own Visa/Mastercard scheme membership. Verified stand-outs: EEA-wide card issuing passport.
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: UK (UK / Lithuania)
- Ownership / control: EU-owned - Banking Circle
- Card scheme: US scheme - Mastercard (the elephant in the room)
- Card issuing reach (BIN): EEA; UK - Yes
What B4B Payments does
Capabilities & rails
- Card products: Prepaid; Debit
- Settlement currencies: EUR; GBP; USD
Verified licence profile
B4B Payments (UK; + Lithuania) - card issuing, BIN sponsorship and embedded payments. FCA (UK) + Bank of Lithuania (EEA); Mastercard Principal Member. Part of Banking Circle Group since 2021; 19+ years across UK/EU/US.
Verified 2026-06-26. How we verify → · Official website: b4bpayments.com · Spotted something out of date? Report a correction.
European alternatives to B4B Payments
Adyen EU core Bank Netherlands · EEA: YesShared: Issuer processing, Card issuing software, BIN sponsor, Cards: Prepaid / Debit, Card form: Virtual / Physical
Enfuce EU core EMI Finland · EEA: YesShared: Card issuing software, BIN sponsor, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
IT Card EU core PI Poland · EEA: YesShared: Issuer processing, BIN sponsor, Card issuing software, Cards: Prepaid / Debit, Card form: Virtual / Physical
Wallester EU core EMI Estonia · EEA: YesShared: Card issuing software, BIN sponsor, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
Walletto EU core EMI Lithuania · EEA: YesShared: BIN sponsor, Card issuing software, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
DiPocket EU core EMI Lithuania / UK · EEA: PartialShared: BIN sponsor, Card issuing software, Issuer processing, Cards: Prepaid / Debit, Card form: Virtual / Physical
FAQ
Is B4B Payments European / EEA-based?
Partly. B4B Payments is UK origin (UK / Lithuania); part of its rail or data sits outside the EEA - check the licence profile.
What does B4B Payments do?
B4B Payments covers: BIN sponsor, Card issuing software, Issuer processing. Verified at source by Fintechnologica.
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