Teya
Teya is a UK (outside the EU/EEA) fintech-infrastructure provider (Payment gateway, Issuer processing, Lending module). Verified at source - licence, regulator and registry reference. Active
Who it's for
Teya is built for merchants and platforms accepting online payments with the local methods European customers expect. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): Partial - partly in the EEA - check the rail
- Company origin: UK (UK / Iceland)
What Teya does
Capabilities & rails
- 🌐 Local-payments coverage: Regional / pan-European
- Local payment schemes: iDEAL, Bancontact, Klarna
- E-commerce integrations: WooCommerce, Magento
Verified licence profile
Teya (ex-SaltPay; London HQ, Icelandic roots; founded 2019) - SME payments group: SME acquiring and lending (Liberis partnership), and owner of Paymentology + MeaWallet (issuer processing / tokenization). UK e-money via YoYo Wallet; Teya Iceland hf. (FCA-registered).
Verified 2026-06-26. How we verify → · Spotted something out of date? Report a correction. · Are you Teya? Work with us →
European alternatives to Teya
🏦 Local IBANs: NL
Adyen (Netherlands) - global acquiring, card issuing and banking; Adyen Issuing offers BIN sponsorship for platforms plus business accounts with NL IBANs. Credit institution (bank), DNB; passported across the EEA (CRD IV). A rare EU-HQ global processor. Agentic-ready - named partner in Mastercard Agent Pay (AI-agent commerce).
🏦 Local IBANs: LT GB
DiPocket (Lithuania; + UK) - card issuing and IBAN accounts; Visa & Mastercard Principal Member. EMI, Bank of Lithuania (EEA) + FCA (UK). SEPA + SWIFT, LT IBANs and UK Faster Payments.
Global Payments Europe (Prague, Czechia; ex-MUZO) - CEE acquiring, card issuing processing and ATM management hub of the Global Payments group, serving 40+ regions from Prague. Payment Institution (Czech National Bank). NB: subsidiary of Global Payments (US) - ownership flag. Register-sourced: Payment institution (PI), Czech National Bank, ref 27088936; passported to 29 EEA states.
IT Card (Warsaw, Poland) - Poland's largest transaction processor (founded 2008); card issuing (1.6m+ cards), 3DS, the Planet Cash ATM network (~7,400) and Planet Pay POS acquiring. Licensed via Planet Pay - National Payment Institution (KNF), Visa Principal Member + Mastercard acquirer - offering 'fintech-in-a-box' BIN sponsorship. Operates PL/CZ/HR; SIBS (PT) took a majority stake (completed 2026). KRS 0000640662.
JCC Payment Systems (Cyprus) - acquirer for Visa/Mastercard and acquiring processor for Amex/Diners. EMI, Central Bank of Cyprus (licence 115.1.3.55, Dec 2022).
Klarna Bank AB (publ) (org. 556737-0431) - full banking licence Swedish FSA since 2017 (category 2 institution), passported EEA. BNPL pioneer; rolling out Klarna Card (debit) across 10 EU markets 2025; FCA authorisation UK (Jul 2025). NB: SFSA SEK 500m AML remark/fine 2025.
FAQ
Is Teya European / EEA-based?
Partly. Teya is UK origin (UK / Iceland); part of its rail or data sits outside the EEA - check the licence profile.
What does Teya do?
Teya covers: Payment gateway, Issuer processing, Lending module. Verified at source by Fintechnologica.