Verified provider profile

Bivial (ex-Klarpay)

Bivial (ex-Klarpay) is a European (outside the EEA) fintech-infrastructure provider (IBAN sponsor). Verified at source - licence, regulator and registry reference. Active

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Who it's for

Bivial (ex-Klarpay) is built for products that need customer accounts and IBANs issued under the provider's licence. Verified stand-outs: local IBANs in CH.

Sovereignty profile

Data residency (EEA): No (CH) - outside the EEA
Company origin: Wider Europe (Switzerland)
Local IBANs: CH

What Bivial (ex-Klarpay) does

IBAN sponsor

Capabilities & rails

🛤️ Payment rails (documented): SCT · SWIFT
Account model: Virtual · Dedicated
Account currencies: EUR; GBP; USD; CHF; PLN; CZK; SEK; NOK; DKK; HUF

Verified licence profile

Bivial (ex-Klarpay; Switzerland, since 2019) - multi-currency IBAN accounts for online businesses and merchants; SWIFT + SEPA member and Visa Principal Member. FINMA fintech-licensed institution (Art. 1b Banking Act); ~500 corporate clients.

Verified 2026-07-19. How we verify → · Spotted something out of date? Report a correction. · Are you Bivial (ex-Klarpay)? Work with us →

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FAQ

Is Bivial (ex-Klarpay) European / EEA-based?

Bivial (ex-Klarpay) is Wider Europe origin (Switzerland) and is not fully EEA-based; shown as a contrast/comparison.

What does Bivial (ex-Klarpay) do?

Bivial (ex-Klarpay) covers: IBAN sponsor. Verified at source by Fintechnologica.

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