Verify customers / onboarding (KYC)
Just need identity verification and AML. Below is the product stack you need, with verified European providers for each layer - compare by EEA data residency, licence and regulator.
How the stack fits together
Customer verification is a lifecycle, not a single check: identity proofing at onboarding, screening and transaction monitoring while the customer is active, and - increasingly - reusable identity, so a returning customer does not repeat the whole process. European regulation is reshaping that last step: the EUDI Wallet under eIDAS 2.0 lets people present verified identity data from their phone, and the providers below differ sharply in how ready they are for it.
Step 1 — Identity verification required
Document, biometric and business (KYB) verification at onboarding.
What to check: Ask which document types and countries are covered, whether NFC chip reading of passports and ID cards is supported, and the pass rate for genuine users in your markets.
- Authologic EU core Poland
- Fourthline EU core Netherlands
- iDenfy EU core Lithuania
In the catalogue — KYC/KYB: 35 live providers, 18 with data in the EEA; document checks at 23, biometrics at 20, business (KYB) checks at 13 and national eID at 3.
Browse all: KYC/KYB
Step 2 — Ongoing monitoring optional
Transaction monitoring and sanctions screening after onboarding.
What to check: Check how often sanctions and PEP lists are updated, the false-positive rate, and whether you can tune rules without the vendor.
In the catalogue — Fraud & AML monitoring: 14 live providers, 9 with data in the EEA; transaction monitoring at 10, sanctions and AML screening at 9, fraud detection at 8.
Browse all: Fraud & AML monitoring
Step 3 — Reusable digital identity optional
eID / eIDAS / EUDI-wallet login for returning-user identity.
What to check: Ask which national eIDs are supported today and when the EUDI Wallet will be accepted.
- Aruba EU core Italy
- A-Trust EU core Austria
- Authologic EU core Poland
In the catalogue — Digital identity & eIDAS: 16 live providers, 12 with data in the EEA; 7 of them qualified trust service providers on the EU Trusted List.
Browse all: Digital identity & eIDAS
Sovereignty notes
- Prefer EU-core, eIDAS / EUDI-ready providers with data in the EEA.