Fidel API
Fidel API is a UK (outside the EU/EEA) fintech-infrastructure provider (Card-linked rewards & loyalty). Verified at source - licence, regulator and registry reference. Active
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Who it's for
Fidel API is built for programmes running loyalty and card-linked offers on the card transaction stream. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: UK (UK)
- Ownership / control: no change of control on record
What Fidel API does
Verified licence profile
Fidel API (London, UK; founded 2018; offices in Lisbon and New York) - card-linking infrastructure: real-time APIs to link Visa/Mastercard/Amex cards to apps for rewards, loyalty and transaction events; clients incl. Google and British Airways. Loyalty business divested to Enigmatic Smile; Fidel continues as card-linking infra. Unlicensed software.
Verified 2026-06-29. How we verify → · Official website: fidelapi.com · Spotted something out of date? Report a correction.
European alternatives to Fidel API
Comarch EU core Vendor Poland · EEA: YesShared: Card-linked rewards & loyalty
Open Loyalty EU core Vendor Poland · EEA: YesShared: Card-linked rewards & loyalty
Talon.One EU core Vendor Germany · EEA: YesShared: Card-linked rewards & loyalty
Voucherify EU core Vendor Poland · EEA: YesShared: Card-linked rewards & loyalty
FAQ
Is Fidel API European / EEA-based?
Fidel API is UK origin (UK) and is not fully EEA-based; shown as a contrast/comparison.
What does Fidel API do?
Fidel API covers: Card-linked rewards & loyalty. Verified at source by Fintechnologica.
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