Cardlytics
Cardlytics is a US - contrast fintech-infrastructure provider (Card-linked rewards & loyalty). Verified at source - licence, regulator and registry reference. Active
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Who it's for
Cardlytics is built for programmes running loyalty and card-linked offers on the card transaction stream. As an unlicensed vendor, regulatory obligations stay on the client's side.
Sovereignty profile
- Data residency (EEA): No - outside the EEA
- Company origin: US (US)
- Ownership / control: US company (US law applies, incl. the CLOUD Act)
What Cardlytics does
Verified licence profile
Cardlytics (Atlanta, USA; Nasdaq: CDLX; founded 2008) - largest card-linked-offer network; native-ad and cash-back platform inside US and UK bank digital channels (Chase, Bank of America, Wells Fargo); visibility into ~50% of US and ~25% of UK card transactions; owns Dosh and Bridg. US-listed - purchase data under US jurisdiction (CLOUD Act). Contrast entry vs European card-linked rewards infrastructure.
Verified 2026-06-29. How we verify → · Official website: cardlytics.com · Spotted something out of date? Report a correction.
European alternatives to Cardlytics
Comarch EU core Vendor Poland · EEA: YesShared: Card-linked rewards & loyalty
Open Loyalty EU core Vendor Poland · EEA: YesShared: Card-linked rewards & loyalty
Talon.One EU core Vendor Germany · EEA: YesShared: Card-linked rewards & loyalty
Voucherify EU core Vendor Poland · EEA: YesShared: Card-linked rewards & loyalty
FAQ
Is Cardlytics European / EEA-based?
Cardlytics is US origin (US) and is not fully EEA-based; shown as a contrast/comparison.
What does Cardlytics do?
Cardlytics covers: Card-linked rewards & loyalty. Verified at source by Fintechnologica.
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