Mollie vs Stripe
Verified facts in one table - licence, EEA data residency, rails, cards and published pricing. Shared ground: Payment gateway. No verdict - which one fits depends on your build, and that is what the match request is for.
Stripe
USPayment gateway, Card issuing software, Agentic payments & commerce · US
The facts, side by side
Every row comes from the source-verified catalogue - blank means not documented at source, not absent. Full context on each profile.
| Mollie | Stripe | |
|---|---|---|
| Origin | EU core (Netherlands) | US (US) |
| EEA data residency | Yes | No |
| Licence type | EMI | EMI |
| Status | Active | Active (contrast) |
| Verified | Verified 2026-06-25 | Verified 2026-06-25 |
| Product categories | Payment gateway | Payment gateway, Card issuing software, Agentic payments & commerce, Click to Pay |
| Published entry price | from 1.8% + EUR 0.25/tx | 1.5% + EUR 0.25/tx (EU cards) |
How to read the sovereignty rows: EEA data residency explains Yes / Partial / No, the sovereignty framework covers origin and ownership, and the card-scheme map explains why the scheme row looks the way it does. Pricing context: what is published vs negotiated.
FAQ
What licences do Mollie and Stripe hold?
Mollie operates as an e-money institution (EMI) headquartered in Netherlands; Stripe as an e-money institution (EMI) headquartered in US. Both are verified at source, and their official register entries are linked from their profiles.
Do Mollie and Stripe keep data in the EEA?
Mollie runs fully on EEA data rails (EEA: Yes). Stripe is not fully EEA-based (EEA: No). What Yes / Partial / No mean - and why an EEA data centre alone is not the whole answer - is explained in the EEA data residency guide.