Mollie vs Adyen
Verified facts in one table - licence, EEA data residency, rails, cards and published pricing. Shared ground: Payment gateway. No verdict - which one fits depends on your build, and that is what the match request is for.
Adyen
EU corePayment gateway, Issuer processing, Card issuing software · Netherlands
The facts, side by side
Every row comes from the source-verified catalogue - blank means not documented at source, not absent. Full context on each profile.
| Mollie | Adyen | |
|---|---|---|
| Origin | EU core (Netherlands) | EU core (Netherlands) |
| EEA data residency | Yes | Yes |
| Licence type | EMI | Bank |
| Status | Active | Active |
| Verified | Verified 2026-06-25 | Verified 2026-07-19 |
| Product categories | Payment gateway | Payment gateway, Issuer processing, Card issuing software, BIN sponsor, IBAN sponsor, Agentic payments & commerce, Click to Pay |
| Local IBAN country codes | — | NL |
| Payment rails (documented) | — | SCT; SCT Inst |
| Account model | — | Virtual; Dedicated |
| Account currencies | — | EUR |
| Card issuing reach (BIN) | — | EEA; UK - Yes |
| Card settlement currencies | — | EUR; GBP; USD; CHF; CZK; DKK; NOK; PLN; SEK; RON |
| Card products | — | Prepaid; Debit |
| Card schemes | — | Visa; Mastercard |
| Published entry price | from 1.8% + EUR 0.25/tx | not published (sales-led) |
How to read the sovereignty rows: EEA data residency explains Yes / Partial / No, the sovereignty framework covers origin and ownership, and the card-scheme map explains why the scheme row looks the way it does. Pricing context: what is published vs negotiated.
FAQ
What licences do Mollie and Adyen hold?
Mollie operates as an e-money institution (EMI) headquartered in Netherlands; Adyen as a fully licensed bank (credit institution) headquartered in Netherlands. Both are verified at source, and their official register entries are linked from their profiles.
Do Mollie and Adyen keep data in the EEA?
Mollie runs fully on EEA data rails (EEA: Yes). Adyen runs fully on EEA data rails (EEA: Yes). What Yes / Partial / No mean - and why an EEA data centre alone is not the whole answer - is explained in the EEA data residency guide.